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Abstract Of Problems, Prospects and Growth of Nigeria Chequeing System
This study is intended primarily to find out why the Nigeria society appears to have lost confidence on the use of cheques for transaction. Whether this loss of confidence is as a result of people’s misuse of this instrument or due to some lapses in the chequeing system itself.
Based on the primary motivation, various major problems associated with the use of cheques were identified. However, the use of dud cheques appears to be the base of other problems, which have precipitated into people’s mistrust for cheque in Nigeria. The result according to the author’s findings, is the cash payment basis or bankers draft is usually preferred by individuals, establishments and government agents for settlement of transactions.
Furthermore, this study give a number of solutions and recommendation for more effective chequeing system in Nigeria based on the identified problem.
It is believed that the elimination of these problems will usher in a more functional chequeing system in Nigeria. Happily, the major finding of this study is that there was an increase in the use of cheques during the currency exchange of 1984, and that more employers new pay their workers with cheques through the bank.
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TABLE OF CONTENTS
Title page
Approval page
Dedication
Acknowledgement
Abstract
Table of content
CHAPTER ONE
1.1 Introduction
1.2 Definition of terms
1.3 Purpose of the study
1.4 Significance of this study
1.5 Statement of problem
1.6 Limitation of the study
1.7 Reference
CHAPTER TWO
2.1 Definition of cheque
2.2 Characteristics of cheque
2.3 Parties to a cheque
2.4 Advantages of cheque
2.5 Disadvantages of cheque
2.6 Problems associated with the use of cheque
2.7 Types of cheque
2.8 Crossed cheques
2.9 Forms of cheque
2.10 Dishonour of cheque
2.11 Reference
CHAPTER THREE
3.1 Design and methodology
3.2 Location of study
3.3 Population for the study
3.4 Population sample
3.5 Instruments for data collection
3.6 Validity and reliability of the instrument
3.7 Methods of data collection
3.8 Data treatment technique
CHAPTER FOUR
CHEQUE AS AN IMPORTANT BANK INSTRUMENT FOR DAY TO DAY SETTLEMENT OF TRANSACTION.
4.1 Cheque as bills of exchange
4.2 Increasing use of cheque
4.3 Cheque clearing system
4.4 The clearing house
4.5 The clearing house operations
4.6 Clearing a cheque drawn on another clearing area
4.7 Clearing a cheque
4.8 Payment of cheque
CHAPTER FIVE
5.1 Conclusion
5.2 Production and cashing of Cheque
5.3 Accelerated (fast/Quick)
5.4 Education and training:
5.5 Local traveler Cheque:
Bibliography:
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